FGTS calculator (Brazil 2026)

Project FGTS deposits and the 40% fine if dismissed without cause.

Monthly deposits, balance projection and the 40% fine.

How to use this tool

  1. Enter the gross monthly salary.
  2. Enter the duration in months.
  3. Set your current FGTS balance.
  4. Adjust the monthly yield to model your scenario.

Typical use cases

  • Projecting a fund of severance.
  • Verifying balance after a year of work.

Limits & caveats

  • FGTS yield varies with the TR and profit distributions.
  • Educational projection only.

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FGTS deposits 8% of the gross salary monthly. The fund yields TR + 0.5% per month plus eventual profit distributions; in case of dismissal without cause, the company pays a 40% fine over the deposited amount.

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