Installment calculator (Price)
Solve for the fixed monthly payment of a financed amount.
Constant monthly payment for amortization (Price system).
How to use this tool
- Enter the amount you intend to finance.
- Set the monthly interest rate (in percent).
- Choose the number of installments.
- Read the payment, total paid and total interest.
Typical use cases
- Comparing two loan offers with different rates.
- Estimating BNPL or in-store financing.
Limits & caveats
- Ignores administrative fees and insurance riders.
- Educational only.
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The Price (a.k.a. PMT) amortization keeps the monthly payment constant while gradually shifting the share of principal versus interest. Common for personal loans, vehicle financing and BNPL scenarios.