Installment calculator (Price)

Solve for the fixed monthly payment of a financed amount.

Constant monthly payment for amortization (Price system).

如何使用此工具

  1. Enter the amount you intend to finance.
  2. Set the monthly interest rate (in percent).
  3. Choose the number of installments.
  4. Read the payment, total paid and total interest.

典型使用场景

  • Comparing two loan offers with different rates.
  • Estimating BNPL or in-store financing.

限制与注意事项

  • Ignores administrative fees and insurance riders.
  • Educational only.

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The Price (a.k.a. PMT) amortization keeps the monthly payment constant while gradually shifting the share of principal versus interest. Common for personal loans, vehicle financing and BNPL scenarios.